It adds credit monitoring from all three agencies, daily reports from Equifax TransUnion and Experian deliver annual reports. I looked at the top-of-the-line Ultimate Plus plan that costs $35 a month or $340 a year, one the most expensive plans available. The Advantage subscription has one more thing: AI-based monitoring of changes to recurring charges or unusual charges. There’s also monitoring of court records and payday loan companies for your personal data. The plan includes $1 million for restoring your identity and increases the reimbursement for stolen money to $100,000. It continues with single credit bureau monitoring and scores as well as monthly access to reports. By contrast, the Advantage subscription ($23 a month or $240 a year)Īdds the ability to instantly lock your credit and can monitor your phone for evidence of a SIM Swap or Port-Out attack.
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